Lender in Maryland · HMDA 2025
Veterans United Home Loans mortgages in Maryland
Veterans United Home Loans's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Veterans United Home Loans originated 1,388 owner-occupied single-family loans in Maryland from 2,038 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $4,770 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).
Loans in MD
1,388
of 2,038 applications
Denial rate
10.1%
Purchase · MD 8.6%
Rate spread
+0.09 pts
Conv. · MD +0.14 pts
Loan amount
$425,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,234 | 1,095 | 10.1% | 6.500% | +0.09 pts | $4,770 | $425,000 |
| Refinance | 477 | 231 | 49.3% | — | — | — | $405,000 |
| Cash-out refinance | 327 | 62 | 80.1% | — | — | — | $415,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Veterans United Home Loans ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Somerset County | 3 | 16 | 7.2% |
| Calvert County | 5 | 60 | 3.8% |
| Charles County | 6 | 143 | 3.9% |
| St. Mary's County | 6 | 71 | 4.0% |
| Allegany County | 7 | 24 | 3.3% |
| Kent County | 7 | 8 | 3.3% |
| Prince George's County | 8 | 251 | 2.3% |
| Garrett County | 8 | 9 | 3.5% |
| Anne Arundel County | 9 | 208 | 2.4% |
| Baltimore city | 10 | 116 | 2.0% |
| Caroline County | 12 | 7 | 1.5% |
| Washington County | 13 | 33 | 1.7% |
| Talbot County | 13 | 7 | 1.5% |
| Cecil County | 15 | 24 | 1.7% |
| Carroll County | 17 | 36 | 1.5% |
| Queen Anne's County | 17 | 12 | 1.2% |
| Frederick County | 19 | 63 | 1.4% |
| Wicomico County | 19 | 16 | 1.3% |
| Dorchester County | 20 | 6 | 1.2% |
| Worcester County | 21 | 10 | 1.3% |
| Harford County | 23 | 43 | 1.1% |
| Baltimore County | 24 | 106 | 1.1% |
- Veterans United Home Loans nationwide
- Maryland mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology