Lender in Minnesota · HMDA 2025
Veterans United Home Loans mortgages in Minnesota
Veterans United Home Loans's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Veterans United Home Loans originated 1,106 owner-occupied single-family loans in Minnesota from 1,500 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $3,790 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.375% (Minnesota: 6.625%).
Loans in MN
1,106
of 1,500 applications
Denial rate
8.3%
Purchase · MN 5.2%
Rate spread
+0.09 pts
Conv. · MN +0.15 pts
Loan amount
$295,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 983 | 895 | 8.3% | 6.375% | +0.09 pts | $3,790 | $295,000 |
| Refinance | 264 | 143 | 44.7% | — | — | — | $315,000 |
| Cash-out refinance | 253 | 68 | 72.7% | — | — | — | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 76.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Koochiching County | 2 | 15 | 12.0% |
| Pope County | 3 | 8 | 7.1% |
| Watonwan County | 3 | 6 | 6.5% |
| Roseau County | 4 | 4 | 2.7% |
| Carlton County | 5 | 20 | 4.0% |
| Redwood County | 5 | 12 | 7.5% |
| Renville County | 5 | 7 | 4.7% |
| Chippewa County | 5 | 5 | 4.7% |
| Murray County | 5 | 5 | 5.9% |
| Lincoln County | 5 | 4 | 5.5% |
| Swift County | 5 | 4 | 4.5% |
| Norman County | 5 | 3 | 4.3% |
| Red Lake County | 5 | 2 | 5.1% |
| Freeborn County | 6 | 13 | 3.7% |
| Polk County | 6 | 13 | 3.9% |
| Beltrami County | 6 | 12 | 4.5% |
| Sibley County | 6 | 8 | 3.7% |
| Clearwater County | 6 | 4 | 4.4% |
| Cook County | 6 | 1 | 2.1% |
| McLeod County | 7 | 15 | 2.9% |
| Brown County | 7 | 9 | 3.1% |
| Meeker County | 7 | 8 | 2.8% |
| Wadena County | 7 | 6 | 4.5% |
| Pipestone County | 7 | 3 | 3.3% |
| Stearns County | 8 | 54 | 2.7% |
| Otter Tail County | 8 | 16 | 2.6% |
| Steele County | 8 | 14 | 2.9% |
| Fillmore County | 8 | 8 | 3.1% |
| Lyon County | 8 | 8 | 3.1% |
| Marshall County | 8 | 3 | 3.8% |
- Veterans United Home Loans nationwide
- Minnesota mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology