Lender in Mississippi · HMDA 2025
Veterans United Home Loans mortgages in Mississippi
Veterans United Home Loans's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Veterans United Home Loans originated 1,161 owner-occupied single-family loans in Mississippi from 1,659 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $2,710 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.875% (Mississippi: 6.625%).
Loans in MS
1,161
of 1,659 applications
Denial rate
10.1%
Purchase · MS 11.3%
Rate spread
+0.25 pts
Conv. · MS +0.26 pts
Loan amount
$255,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,109 | 981 | 10.1% | 6.875% | +0.25 pts | $2,710 | $255,000 |
| Refinance | 242 | 118 | 49.6% | — | — | — | $265,000 |
| Cash-out refinance | 308 | 62 | 79.2% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 72.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lowndes County | 2 | 53 | 8.9% |
| Choctaw County | 2 | 5 | 11.4% |
| Kemper County | 2 | 3 | 12.0% |
| Lauderdale County | 3 | 49 | 8.7% |
| Pike County | 3 | 20 | 8.3% |
| Stone County | 3 | 11 | 5.9% |
| Clay County | 3 | 6 | 5.1% |
| Benton County | 3 | 5 | 6.9% |
| Jones County | 4 | 23 | 4.3% |
| Winston County | 4 | 7 | 6.5% |
| Calhoun County | 4 | 5 | 6.1% |
| Chickasaw County | 4 | 5 | 5.9% |
| Carroll County | 4 | 4 | 5.9% |
| Humphreys County | 4 | 2 | 5.0% |
| Harrison County | 5 | 179 | 5.9% |
| Hancock County | 5 | 28 | 4.3% |
| Warren County | 5 | 20 | 6.0% |
| Monroe County | 5 | 18 | 6.3% |
| Adams County | 5 | 10 | 5.2% |
| Tishomingo County | 5 | 10 | 5.3% |
| Itawamba County | 5 | 8 | 4.1% |
| Neshoba County | 5 | 7 | 4.1% |
| Jasper County | 5 | 6 | 7.7% |
| Perry County | 5 | 5 | 6.7% |
| Jefferson Davis County | 5 | 3 | 6.4% |
| Webster County | 5 | 3 | 4.5% |
| Jackson County | 6 | 88 | 4.4% |
| Hinds County | 6 | 67 | 4.3% |
| Lamar County | 6 | 32 | 3.7% |
| Forrest County | 6 | 30 | 3.9% |
- Veterans United Home Loans nationwide
- Mississippi mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology