Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

Veterans United Home Loans mortgages in New Jersey

Veterans United Home Loans's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

Veterans United Home Loans originated 834 owner-occupied single-family loans in New Jersey from 1,289 completed applications.

Loans in NJ
834
of 1,289 applications
Denial rate
11.2%
Purchase · NJ 8.4%
Rate spread
—
Conv. · NJ +0.12 pts
Loan amount
$415,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase73164311.2%———$415,000
Refinance22412444.2%———$355,000
Cash-out refinance3346779.3%———$425,000

*Conventional loans only; medians with at least 20 loans.

New Jersey counties where Veterans United Home Loans ranks in the top 25

CountyRankLoansMarket share
Cumberland County8362.4%
Burlington County101422.2%
Sussex County13401.7%
Warren County14251.6%
Salem County16171.9%
Ocean County191011.2%
Atlantic County20351.2%
Gloucester County22551.2%
Camden County24781.3%
Cape May County25111.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology