Lender in Oklahoma · HMDA 2025
Veterans United Home Loans mortgages in Oklahoma
Veterans United Home Loans's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Veterans United Home Loans originated 1,809 owner-occupied single-family loans in Oklahoma from 2,544 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $2,270 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.75% (Oklahoma: 6.625%).
Loans in OK
1,809
of 2,544 applications
Denial rate
8.8%
Purchase · OK 7.6%
Rate spread
+0.25 pts
Conv. · OK +0.21 pts
Loan amount
$245,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,703 | 1,538 | 8.8% | 6.750% | +0.25 pts | $2,270 | $245,000 |
| Refinance | 410 | 174 | 56.3% | — | — | — | $265,000 |
| Cash-out refinance | 431 | 97 | 77.0% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 67.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Comanche County | 1 | 270 | 16.3% |
| Hughes County | 1 | 8 | 9.9% |
| Harmon County | 1 | 2 | 16.7% |
| Jackson County | 2 | 38 | 12.5% |
| Mayes County | 2 | 25 | 5.9% |
| Caddo County | 2 | 13 | 8.0% |
| Pushmataha County | 2 | 9 | 14.5% |
| Okfuskee County | 2 | 5 | 5.9% |
| Stephens County | 3 | 32 | 7.2% |
| Ottawa County | 3 | 13 | 5.9% |
| Seminole County | 3 | 13 | 7.2% |
| Pawnee County | 3 | 9 | 5.9% |
| Noble County | 3 | 6 | 7.6% |
| Choctaw County | 3 | 5 | 9.4% |
| Cotton County | 3 | 3 | 4.9% |
| Pittsburg County | 4 | 31 | 8.2% |
| Delaware County | 4 | 17 | 4.7% |
| Murray County | 4 | 7 | 4.9% |
| Haskell County | 4 | 6 | 7.7% |
| Washita County | 4 | 6 | 7.7% |
| Greer County | 4 | 3 | 8.8% |
| Latimer County | 4 | 3 | 6.3% |
| Grady County | 5 | 28 | 3.0% |
| Lincoln County | 5 | 12 | 3.0% |
| Beckham County | 5 | 7 | 4.0% |
| Atoka County | 5 | 5 | 6.4% |
| McCurtain County | 5 | 5 | 3.8% |
| Cleveland County | 6 | 146 | 4.0% |
| Garfield County | 6 | 34 | 5.3% |
| Bryan County | 6 | 23 | 4.7% |
- Veterans United Home Loans nationwide
- Oklahoma mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology