Lender in Iowa · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Iowa
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 460 owner-occupied single-family loans in Iowa from 548 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $3,440 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.50% (Iowa: 6.375%).
Loans in IA
460
of 548 applications
Denial rate
13.8%
Purchase · IA 6.3%
Rate spread
+0.04 pts
Conv. · IA −0.05 pts
Loan amount
$205,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 384 | 329 | 13.8% | 6.500% | +0.04 pts | $3,440 | $205,000 |
| Refinance | 38 | 30 | 21.1% | — | +0.04 pts | $3,640 | $165,000 |
| Cash-out refinance | 126 | 101 | 19.1% | 6.875% | +0.46 pts | $3,610 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Wells Fargo Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cerro Gordo County | 5 | 28 | 8.3% |
| Franklin County | 5 | 4 | 8.7% |
| Marion County | 7 | 12 | 2.6% |
| Emmet County | 7 | 4 | 4.7% |
| Wright County | 7 | 4 | 4.2% |
| Worth County | 7 | 3 | 4.2% |
| Story County | 8 | 35 | 3.5% |
| Crawford County | 8 | 4 | 2.8% |
| Webster County | 9 | 8 | 2.1% |
| Palo Alto County | 10 | 2 | 2.9% |
| Wapello County | 11 | 7 | 1.8% |
| Tama County | 11 | 5 | 2.7% |
| Marshall County | 12 | 10 | 2.5% |
| Shelby County | 13 | 4 | 2.6% |
| Woodbury County | 14 | 27 | 2.2% |
| Des Moines County | 15 | 5 | 1.5% |
| Winnebago County | 15 | 2 | 1.9% |
| Dallas County | 16 | 40 | 1.6% |
| Floyd County | 16 | 2 | 2.6% |
| Cass County | 17 | 3 | 1.7% |
| Lee County | 17 | 3 | 1.5% |
| Kossuth County | 18 | 2 | 1.5% |
| Lyon County | 19 | 2 | 1.3% |
| Linn County | 20 | 29 | 0.8% |
| Carroll County | 20 | 2 | 1.1% |
| Ida County | 20 | 1 | 1.3% |
| Boone County | 21 | 6 | 1.5% |
| Madison County | 21 | 5 | 1.6% |
| Humboldt County | 21 | 2 | 1.7% |
| Sioux County | 21 | 2 | 0.5% |
- Wells Fargo Bank, N.A. nationwide
- Iowa mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology