Lender in Illinois · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Illinois
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 739 owner-occupied single-family loans in Illinois from 901 completed applications.
Its median conventional purchase loan costs were $5,710 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
739
of 901 applications
Denial rate
11.3%
Purchase · IL 9.2%
Rate spread
+0.00 pts
Conv. · IL +0.27 pts
Loan amount
$315,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 515 | 455 | 11.3% | 6.500% | +0.00 pts | $5,710 | $315,000 |
| Refinance | 77 | 64 | 16.9% | 6.500% | +0.07 pts | $3,070 | $335,000 |
| Cash-out refinance | 309 | 220 | 28.8% | 7.000% | +0.44 pts | $3,640 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 11 | 5 | 2.9% |
| Knox County | 16 | 9 | 1.8% |
| Mason County | 16 | 3 | 1.8% |
| Warren County | 18 | 2 | 1.6% |
| Jefferson County | 19 | 3 | 1.1% |
| Peoria County | 20 | 16 | 0.7% |
| Wabash County | 24 | 1 | 1.3% |
| Coles County | 25 | 3 | 0.8% |
- Wells Fargo Bank, N.A. nationwide
- Illinois mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology