Lender in Massachusetts · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Massachusetts
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 215 owner-occupied single-family loans in Massachusetts from 265 completed applications.
Its median conventional purchase loan costs were $6,330 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.375% (Massachusetts: 6.575%).
Loans in MA
215
of 265 applications
Denial rate
14.6%
Purchase · MA 6.3%
Rate spread
−0.19 pts
Conv. · MA +0.02 pts
Loan amount
$705,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 151 | 129 | 14.6% | 6.375% | −0.19 pts | $6,330 | $705,000 |
| Refinance | 29 | 24 | 17.2% | — | −0.21 pts | $4,850 | $615,000 |
| Cash-out refinance | 85 | 62 | 27.1% | 6.750% | +0.21 pts | $5,090 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
- Wells Fargo Bank, N.A. nationwide
- Massachusetts mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology