Lender in Maryland · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Maryland
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 564 owner-occupied single-family loans in Maryland from 726 completed applications.
Its median conventional purchase loan costs were $5,240 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.375% (Maryland: 6.625%).
Loans in MD
564
of 726 applications
Denial rate
15.5%
Purchase · MD 8.6%
Rate spread
−0.11 pts
Conv. · MD +0.14 pts
Loan amount
$405,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 400 | 337 | 15.5% | 6.375% | −0.11 pts | $5,240 | $405,000 |
| Refinance | 54 | 40 | 22.2% | 6.125% | −0.15 pts | $4,140 | $305,000 |
| Cash-out refinance | 272 | 187 | 31.3% | 6.875% | +0.32 pts | $4,220 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kent County | 14 | 4 | 1.7% |
| Montgomery County | 25 | 112 | 1.1% |
| Cecil County | 25 | 14 | 1.0% |
- Wells Fargo Bank, N.A. nationwide
- Maryland mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology