Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Missouri · HMDA 2025

Wells Fargo Bank, N.A. mortgages in Missouri

Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.

Wells Fargo Bank, N.A. originated 317 owner-occupied single-family loans in Missouri from 408 completed applications.

Its median conventional purchase loan costs were $4,320 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.375% (Missouri: 6.625%).

Loans in MO
317
of 408 applications
Denial rate
14.4%
Purchase · MO 6.5%
Rate spread
−0.08 pts
Conv. · MO +0.24 pts
Loan amount
$275,000
Purchase · MO $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase20217314.4%6.375%−0.08 pts$4,320$275,000
Refinance402632.5%—−0.02 pts$3,660$225,000
Cash-out refinance16611828.3%6.750%+0.27 pts$3,840$165,000

*Conventional loans only; medians with at least 20 loans.

Missouri counties where Wells Fargo Bank, N.A. ranks in the top 25

CountyRankLoansMarket share
Knox County1513.1%
Carter County2412.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology