Lender in Arizona · HMDA 2025
American Financial Resources, Inc. mortgages in Arizona
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
American Financial Resources, Inc. originated 375 owner-occupied single-family loans in Arizona from 397 completed applications.
Its median conventional purchase loan costs were $6,970 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.375% (Arizona: 6.50%).
Loans in AZ
375
of 397 applications
Denial rate
6.1%
Purchase · AZ 8.2%
Rate spread
+0.08 pts
Conv. · AZ +0.11 pts
Loan amount
$325,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 313 | 294 | 6.1% | 6.375% | +0.08 pts | $6,970 | $325,000 |
| Refinance | 34 | 33 | 2.9% | 6.125% | −0.23 pts | $5,590 | $295,000 |
| Cash-out refinance | 50 | 48 | 4.0% | 6.490% | +0.05 pts | $7,310 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yuma County | 14 | 34 | 1.2% |
| Cochise County | 22 | 15 | 0.8% |
| Santa Cruz County | 25 | 5 | 0.8% |
- American Financial Resources, Inc. nationwide
- Arizona mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology