Lender in Georgia · HMDA 2025
American Financial Resources, Inc. mortgages in Georgia
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
American Financial Resources, Inc. originated 307 owner-occupied single-family loans in Georgia from 338 completed applications.
Its median conventional purchase loan costs were $5,710 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
307
of 338 applications
Denial rate
9.8%
Purchase · GA 9.9%
Rate spread
+0.37 pts
Conv. · GA +0.13 pts
Loan amount
$285,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 274 | 247 | 9.8% | 6.625% | +0.37 pts | $5,710 | $285,000 |
| Refinance | 29 | 26 | 6.9% | — | — | — | $255,000 |
| Cash-out refinance | 35 | 34 | 2.9% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wheeler County | 5 | 1 | 4.3% |
| Glascock County | 6 | 1 | 5.6% |
| Bacon County | 9 | 1 | 2.5% |
| Warren County | 9 | 1 | 3.2% |
| Johnson County | 10 | 1 | 1.9% |
| Ware County | 11 | 5 | 1.7% |
| Pierce County | 13 | 3 | 1.3% |
| Wilkinson County | 13 | 1 | 1.6% |
| Peach County | 17 | 4 | 1.1% |
| Pike County | 18 | 3 | 0.9% |
| Appling County | 18 | 1 | 1.0% |
| Mitchell County | 19 | 1 | 1.0% |
| Ben Hill County | 20 | 1 | 1.0% |
| Chattooga County | 23 | 2 | 1.0% |
| Jefferson County | 24 | 1 | 1.0% |
| Tattnall County | 25 | 1 | 0.5% |
- American Financial Resources, Inc. nationwide
- Georgia mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology