Lender in Missouri · HMDA 2025
American Financial Resources, Inc. mortgages in Missouri
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
American Financial Resources, Inc. originated 458 owner-occupied single-family loans in Missouri from 476 completed applications.
Its median conventional purchase loan costs were $5,650 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
458
of 476 applications
Denial rate
2.6%
Purchase · MO 6.5%
Rate spread
+0.40 pts
Conv. · MO +0.24 pts
Loan amount
$225,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 389 | 378 | 2.6% | 6.625% | +0.40 pts | $5,650 | $225,000 |
| Refinance | 56 | 51 | 7.1% | 6.250% | +0.10 pts | $6,270 | $235,000 |
| Cash-out refinance | 31 | 29 | 6.5% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Clair County | 5 | 2 | 3.9% |
| Ozark County | 6 | 2 | 3.1% |
| Knox County | 6 | 1 | 3.1% |
| Oregon County | 7 | 3 | 4.5% |
| Cole County | 8 | 28 | 2.3% |
| Moniteau County | 8 | 8 | 4.0% |
| Douglas County | 9 | 3 | 2.5% |
| Lewis County | 9 | 1 | 1.3% |
| Christian County | 11 | 48 | 2.5% |
| Polk County | 11 | 12 | 2.4% |
| Greene County | 12 | 122 | 2.5% |
| Callaway County | 12 | 10 | 1.5% |
| Shannon County | 12 | 1 | 1.7% |
| Macon County | 14 | 2 | 1.7% |
| Lawrence County | 15 | 14 | 2.4% |
| Laclede County | 15 | 6 | 1.3% |
| Monroe County | 15 | 1 | 1.3% |
| Iron County | 16 | 1 | 1.0% |
| Taney County | 17 | 10 | 1.4% |
| Stone County | 17 | 8 | 1.5% |
| Barry County | 17 | 4 | 1.0% |
| Texas County | 17 | 3 | 1.2% |
| Hickory County | 18 | 1 | 0.9% |
| Jasper County | 19 | 14 | 0.8% |
| Webster County | 19 | 11 | 1.8% |
| Dallas County | 21 | 3 | 1.4% |
| Miller County | 21 | 3 | 0.9% |
| Phelps County | 22 | 4 | 0.8% |
| Barton County | 22 | 1 | 0.9% |
| Pulaski County | 24 | 7 | 0.7% |
- American Financial Resources, Inc. nationwide
- Missouri mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology