Lender in Tennessee · HMDA 2025
American Financial Resources, Inc. mortgages in Tennessee
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
American Financial Resources, Inc. originated 305 owner-occupied single-family loans in Tennessee from 339 completed applications.
Its median conventional purchase loan costs were $6,690 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
305
of 339 applications
Denial rate
8.6%
Purchase · TN 7.7%
Rate spread
+0.25 pts
Conv. · TN +0.11 pts
Loan amount
$285,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 289 | 264 | 8.6% | 6.500% | +0.25 pts | $6,690 | $285,000 |
| Refinance | 19 | 15 | — | — | — | — | — |
| Cash-out refinance | 31 | 26 | 16.1% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeKalb County | 11 | 7 | 2.0% |
| Morgan County | 11 | 4 | 2.0% |
| Lake County | 11 | 1 | 2.0% |
| Cocke County | 15 | 5 | 1.6% |
| Benton County | 16 | 2 | 0.9% |
| Hawkins County | 18 | 9 | 1.4% |
| McMinn County | 18 | 9 | 1.1% |
| Jackson County | 21 | 2 | 1.6% |
| Campbell County | 23 | 5 | 1.0% |
| Union County | 23 | 3 | 1.0% |
| Wayne County | 23 | 1 | 0.7% |
| Monroe County | 25 | 5 | 0.9% |
| Fentress County | 25 | 2 | 0.7% |
| Sequatchie County | 25 | 2 | 0.8% |
- American Financial Resources, Inc. nationwide
- Tennessee mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology