Lender in California · HMDA 2025
American Financial Resources, Inc. mortgages in California
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
American Financial Resources, Inc. originated 302 owner-occupied single-family loans in California from 335 completed applications.
Its median conventional purchase loan costs were $7,750 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.375% (California: 6.625%).
Loans in CA
302
of 335 applications
Denial rate
10.3%
Purchase · CA 8.9%
Rate spread
+0.06 pts
Conv. · CA +0.09 pts
Loan amount
$435,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 233 | 209 | 10.3% | 6.375% | +0.06 pts | $7,750 | $435,000 |
| Refinance | 46 | 42 | 8.7% | — | — | — | $515,000 |
| Cash-out refinance | 56 | 51 | 7.1% | 6.625% | +0.10 pts | $5,120 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Humboldt County | 7 | 13 | 1.5% |
| Amador County | 23 | 4 | 0.8% |
- American Financial Resources, Inc. nationwide
- California mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology