Lender in Virginia · HMDA 2025
American Financial Resources, Inc. mortgages in Virginia
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
American Financial Resources, Inc. originated 255 owner-occupied single-family loans in Virginia from 272 completed applications.
Its median conventional purchase loan costs were $5,760 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
255
of 272 applications
Denial rate
4.2%
Purchase · VA 6.9%
Rate spread
+0.17 pts
Conv. · VA +0.10 pts
Loan amount
$325,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 215 | 206 | 4.2% | 6.625% | +0.17 pts | $5,760 | $325,000 |
| Refinance | 22 | 17 | 22.7% | — | — | — | — |
| Cash-out refinance | 35 | 32 | 5.7% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wythe County | 11 | 8 | 2.8% |
| Cumberland County | 12 | 3 | 1.9% |
| Buchanan County | 13 | 1 | 1.8% |
| Mecklenburg County | 14 | 4 | 1.3% |
| Lancaster County | 14 | 3 | 1.5% |
| Galax city | 14 | 1 | 1.6% |
| Prince Edward County | 15 | 3 | 1.5% |
| Essex County | 18 | 2 | 1.3% |
| Lee County | 19 | 1 | 0.8% |
| Rappahannock County | 20 | 1 | 1.2% |
| Washington County | 22 | 5 | 0.9% |
| Brunswick County | 22 | 1 | 1.1% |
| Amelia County | 23 | 2 | 1.0% |
| Sussex County | 23 | 1 | 1.1% |
| Dinwiddie County | 24 | 5 | 1.1% |
| Northumberland County | 24 | 2 | 1.0% |
| Patrick County | 24 | 1 | 0.7% |
- American Financial Resources, Inc. nationwide
- Virginia mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology