Lender in Illinois · HMDA 2025
American Financial Resources, Inc. mortgages in Illinois
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
American Financial Resources, Inc. originated 236 owner-occupied single-family loans in Illinois from 274 completed applications.
Its median conventional purchase loan costs were $6,400 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
236
of 274 applications
Denial rate
12.6%
Purchase · IL 9.2%
Rate spread
+0.40 pts
Conv. · IL +0.27 pts
Loan amount
$275,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 206 | 179 | 12.6% | 6.875% | +0.40 pts | $6,400 | $275,000 |
| Refinance | 36 | 34 | 2.8% | — | — | — | $255,000 |
| Cash-out refinance | 32 | 23 | 28.1% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lawrence County | 5 | 4 | 4.4% |
| Wabash County | 15 | 1 | 1.3% |
| Crawford County | 16 | 1 | 1.1% |
- American Financial Resources, Inc. nationwide
- Illinois mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology