Lender in Kentucky · HMDA 2025
American Financial Resources, Inc. mortgages in Kentucky
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
American Financial Resources, Inc. originated 247 owner-occupied single-family loans in Kentucky from 263 completed applications.
Its median conventional purchase loan costs were $4,310 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
247
of 263 applications
Denial rate
4.7%
Purchase · KY 8.2%
Rate spread
+0.27 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 213 | 202 | 4.7% | 6.625% | +0.27 pts | $4,310 | $245,000 |
| Refinance | 24 | 23 | 4.2% | — | — | — | $235,000 |
| Cash-out refinance | 26 | 22 | 15.4% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lee County | 7 | 1 | 3.6% |
| Magoffin County | 7 | 1 | 3.7% |
| Clay County | 10 | 2 | 3.2% |
| Caldwell County | 16 | 2 | 1.5% |
| Owen County | 17 | 2 | 1.4% |
| Kenton County | 18 | 42 | 1.4% |
| Spencer County | 19 | 4 | 1.1% |
| Gallatin County | 19 | 1 | 1.2% |
| Whitley County | 20 | 2 | 0.8% |
| Lewis County | 21 | 1 | 0.9% |
| Livingston County | 21 | 1 | 1.5% |
| Calloway County | 22 | 2 | 0.6% |
| Fleming County | 22 | 1 | 0.8% |
| Woodford County | 25 | 3 | 0.9% |
| Grayson County | 25 | 2 | 0.7% |
- American Financial Resources, Inc. nationwide
- Kentucky mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology