Lender in Florida · HMDA 2025
American Pacific Mortgage Corporation mortgages in Florida
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 1,465 owner-occupied single-family loans in Florida from 1,674 completed applications.
Its median conventional purchase loan costs were $8,530 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
1,465
of 1,674 applications
Denial rate
10.6%
Purchase · FL 12.8%
Rate spread
+0.52 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,493 | 1,332 | 10.6% | 6.875% | +0.52 pts | $8,530 | $325,000 |
| Refinance | 68 | 46 | 32.4% | 6.625% | +0.39 pts | $8,990 | $355,000 |
| Cash-out refinance | 113 | 87 | 23.0% | 6.990% | +0.51 pts | $8,690 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Glades County | 2 | 8 | 8.8% |
| Hendry County | 3 | 25 | 5.2% |
| Collier County | 4 | 223 | 5.0% |
| Lee County | 8 | 394 | 2.8% |
| Baker County | 8 | 9 | 3.2% |
| Suwannee County | 8 | 5 | 2.1% |
| Franklin County | 12 | 2 | 1.9% |
| Lafayette County | 14 | 1 | 4.0% |
| Charlotte County | 16 | 52 | 1.2% |
| Nassau County | 16 | 26 | 1.5% |
| DeSoto County | 20 | 2 | 0.9% |
| Okaloosa County | 22 | 33 | 0.9% |
| Union County | 25 | 1 | 1.7% |
- American Pacific Mortgage Corporation nationwide
- Florida mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology