Lender in Ohio · HMDA 2025
American Pacific Mortgage Corporation mortgages in Ohio
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 687 owner-occupied single-family loans in Ohio from 772 completed applications.
Its median conventional purchase loan costs were $5,160 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
687
of 772 applications
Denial rate
8.0%
Purchase · OH 7.1%
Rate spread
+0.52 pts
Conv. · OH +0.22 pts
Loan amount
$225,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 650 | 598 | 8.0% | 6.875% | +0.52 pts | $5,160 | $225,000 |
| Refinance | 59 | 40 | 32.2% | 6.500% | +0.34 pts | $6,590 | $325,000 |
| Cash-out refinance | 63 | 49 | 20.6% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 14 | 5 | 1.9% |
| Holmes County | 15 | 2 | 1.3% |
| Ashland County | 17 | 9 | 1.4% |
| Carroll County | 21 | 3 | 1.1% |
| Monroe County | 25 | 1 | 0.9% |
- American Pacific Mortgage Corporation nationwide
- Ohio mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology