Lender in Idaho · HMDA 2025
American Pacific Mortgage Corporation mortgages in Idaho
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 523 owner-occupied single-family loans in Idaho from 555 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $8,010 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.625% (Idaho: 6.50%).
Loans in ID
523
of 555 applications
Denial rate
1.8%
Purchase · ID 4.9%
Rate spread
+0.22 pts
Conv. · ID +0.06 pts
Loan amount
$365,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 441 | 433 | 1.8% | 6.625% | +0.22 pts | $8,010 | $365,000 |
| Refinance | 55 | 44 | 20.0% | — | +0.19 pts | $9,470 | $395,000 |
| Cash-out refinance | 59 | 46 | 22.0% | 6.625% | +0.24 pts | $7,470 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Elmore County | 6 | 33 | 5.7% |
| Gem County | 8 | 9 | 2.7% |
| Owyhee County | 8 | 4 | 3.5% |
| Bannock County | 9 | 44 | 3.4% |
| Oneida County | 9 | 3 | 3.3% |
| Canyon County | 10 | 117 | 2.2% |
| Nez Perce County | 10 | 16 | 2.8% |
| Bingham County | 10 | 13 | 2.2% |
| Payette County | 12 | 11 | 2.4% |
| Shoshone County | 12 | 5 | 2.3% |
| Boise County | 13 | 4 | 2.2% |
| Clearwater County | 13 | 2 | 2.0% |
| Madison County | 14 | 5 | 1.3% |
| Ada County | 15 | 162 | 1.8% |
| Custer County | 15 | 1 | 2.2% |
| Bonner County | 18 | 10 | 1.5% |
| Jerome County | 18 | 3 | 0.9% |
| Lincoln County | 19 | 1 | 1.7% |
| Boundary County | 20 | 2 | 1.2% |
| Idaho County | 20 | 2 | 1.1% |
| Twin Falls County | 21 | 8 | 0.5% |
| Latah County | 21 | 3 | 0.8% |
| Minidoka County | 21 | 2 | 0.6% |
| Power County | 21 | 1 | 1.8% |
| Bonneville County | 23 | 22 | 1.1% |
| Jefferson County | 25 | 5 | 0.9% |
- American Pacific Mortgage Corporation nationwide
- Idaho mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology