Lender in Wisconsin · HMDA 2025
American Pacific Mortgage Corporation mortgages in Wisconsin
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 618 owner-occupied single-family loans in Wisconsin from 673 completed applications.
Its median conventional purchase loan costs were $4,850 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
618
of 673 applications
Denial rate
6.1%
Purchase · WI 6.2%
Rate spread
+0.37 pts
Conv. · WI +0.12 pts
Loan amount
$245,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 577 | 542 | 6.1% | 6.625% | +0.37 pts | $4,850 | $245,000 |
| Refinance | 47 | 39 | 17.0% | — | +0.08 pts | $5,030 | $265,000 |
| Cash-out refinance | 49 | 37 | 24.5% | 6.750% | +0.42 pts | $5,810 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kenosha County | 2 | 165 | 7.7% |
| Barron County | 2 | 48 | 8.1% |
| Racine County | 7 | 92 | 3.2% |
| Rusk County | 8 | 6 | 3.5% |
| Walworth County | 9 | 34 | 2.5% |
| Washburn County | 9 | 5 | 2.9% |
| Marathon County | 17 | 31 | 1.7% |
| Fond du Lac County | 17 | 27 | 1.8% |
| Lincoln County | 20 | 4 | 1.1% |
| Forest County | 21 | 1 | 0.9% |
| Sawyer County | 23 | 2 | 1.1% |
| Douglas County | 24 | 6 | 1.1% |
| Ashland County | 24 | 2 | 1.1% |
| Sauk County | 25 | 6 | 0.7% |
- American Pacific Mortgage Corporation nationwide
- Wisconsin mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology