Lender in Texas · HMDA 2025
American Pacific Mortgage Corporation mortgages in Texas
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 1,753 owner-occupied single-family loans in Texas from 1,925 completed applications.
Its median conventional purchase loan costs were $8,500 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
1,753
of 1,925 applications
Denial rate
6.8%
Purchase · TX 10.2%
Rate spread
+0.31 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,718 | 1,595 | 6.8% | 6.625% | +0.31 pts | $8,500 | $295,000 |
| Refinance | 128 | 103 | 19.5% | 6.625% | +0.18 pts | $8,520 | $385,000 |
| Cash-out refinance | 79 | 55 | 30.4% | 6.990% | +0.58 pts | $8,250 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where American Pacific Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 32.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tom Green County | 2 | 201 | 13.1% |
| Runnels County | 2 | 6 | 9.0% |
| Coke County | 3 | 2 | 11.1% |
| Calhoun County | 7 | 9 | 5.4% |
| Victoria County | 8 | 24 | 3.2% |
| Real County | 8 | 1 | 6.3% |
| Shackelford County | 8 | 1 | 5.3% |
| Sutton County | 8 | 1 | 6.7% |
| Uvalde County | 9 | 3 | 2.5% |
| Hunt County | 10 | 34 | 1.8% |
| Garza County | 10 | 1 | 6.3% |
| El Paso County | 11 | 257 | 2.6% |
| Kinney County | 11 | 1 | 4.3% |
| Parker County | 13 | 59 | 1.7% |
| Montague County | 13 | 4 | 1.6% |
| Morris County | 14 | 3 | 2.3% |
| McCulloch County | 14 | 1 | 2.9% |
| Hood County | 15 | 25 | 1.9% |
| Rains County | 16 | 3 | 2.1% |
| Johnson County | 17 | 52 | 1.3% |
| Rockwall County | 19 | 34 | 1.2% |
| Freestone County | 19 | 2 | 1.3% |
| Brown County | 20 | 3 | 0.9% |
| Ochiltree County | 20 | 1 | 1.7% |
| Swisher County | 20 | 1 | 1.6% |
| Taylor County | 22 | 25 | 1.1% |
| Hopkins County | 22 | 3 | 0.8% |
| Hill County | 23 | 5 | 1.2% |
| Lamar County | 23 | 4 | 1.0% |
| Ector County | 24 | 23 | 1.1% |
- American Pacific Mortgage Corporation nationwide
- Texas mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology