Lender in Illinois · HMDA 2025
American Pacific Mortgage Corporation mortgages in Illinois
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 2,205 owner-occupied single-family loans in Illinois from 2,398 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $6,610 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
2,205
of 2,398 applications
Denial rate
6.1%
Purchase · IL 9.2%
Rate spread
+0.49 pts
Conv. · IL +0.27 pts
Loan amount
$305,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,947 | 1,825 | 6.1% | 6.875% | +0.49 pts | $6,610 | $305,000 |
| Refinance | 296 | 252 | 14.5% | 6.500% | +0.08 pts | $2,990 | $325,000 |
| Cash-out refinance | 155 | 128 | 17.4% | 7.125% | +0.66 pts | $4,330 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Will County | 6 | 325 | 3.1% |
| Grundy County | 6 | 33 | 4.1% |
| DuPage County | 8 | 252 | 2.3% |
| Lake County | 8 | 194 | 2.1% |
| Macoupin County | 8 | 15 | 2.9% |
| Madison County | 10 | 137 | 3.4% |
| DeKalb County | 10 | 27 | 1.9% |
| Kane County | 12 | 147 | 2.0% |
| Kendall County | 12 | 67 | 2.5% |
| Cook County | 13 | 757 | 1.5% |
| Jersey County | 13 | 7 | 2.3% |
| Pope County | 13 | 1 | 3.1% |
| LaSalle County | 15 | 22 | 1.7% |
| Champaign County | 17 | 27 | 1.3% |
| Marion County | 18 | 5 | 1.5% |
| Iroquois County | 18 | 4 | 1.6% |
| McHenry County | 19 | 74 | 1.4% |
| Kankakee County | 19 | 16 | 1.2% |
| Ford County | 19 | 2 | 0.9% |
| Washington County | 19 | 2 | 1.7% |
| Pike County | 19 | 1 | 1.5% |
| Vermilion County | 21 | 7 | 1.0% |
| Clinton County | 22 | 4 | 0.9% |
| Adams County | 22 | 3 | 0.5% |
| Bond County | 22 | 2 | 1.1% |
| Jefferson County | 23 | 2 | 0.8% |
| St. Clair County | 25 | 34 | 0.9% |
| Wayne County | 25 | 1 | 1.1% |
- American Pacific Mortgage Corporation nationwide
- Illinois mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology