Lender in Georgia · HMDA 2025
Bank of America, N.A. mortgages in Georgia
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Bank of America, N.A. originated 992 owner-occupied single-family loans in Georgia from 1,156 completed applications.
Its median conventional purchase loan costs were $4,730 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.125% (Georgia: 6.624%).
Loans in GA
992
of 1,156 applications
Denial rate
12.9%
Purchase · GA 9.9%
Rate spread
−0.29 pts
Conv. · GA +0.13 pts
Loan amount
$315,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 940 | 819 | 12.9% | 6.125% | −0.29 pts | $4,730 | $315,000 |
| Refinance | 104 | 82 | 20.2% | 6.000% | −0.22 pts | $3,630 | $525,000 |
| Cash-out refinance | 112 | 91 | 18.8% | 6.750% | +0.25 pts | $3,880 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeKalb County | 12 | 117 | 1.3% |
| Fulton County | 16 | 195 | 1.4% |
| Lincoln County | 17 | 2 | 1.8% |
| Clayton County | 18 | 40 | 1.3% |
| Crisp County | 18 | 2 | 1.8% |
| Cobb County | 23 | 108 | 1.0% |
| Clarke County | 23 | 9 | 0.9% |
| Meriwether County | 25 | 4 | 1.4% |
- Bank of America, N.A. nationwide
- Georgia mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology