Lender in Washington · HMDA 2025
Bank of America, N.A. mortgages in Washington
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Bank of America, N.A. originated 1,192 owner-occupied single-family loans in Washington from 1,296 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $5,860 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.25% (Washington: 6.625%).
Loans in WA
1,192
of 1,296 applications
Denial rate
7.6%
Purchase · WA 5.9%
Rate spread
−0.34 pts
Conv. · WA +0.10 pts
Loan amount
$945,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 823 | 757 | 7.6% | 6.250% | −0.34 pts | $5,860 | $945,000 |
| Refinance | 423 | 394 | 6.6% | 6.000% | −0.38 pts | $4,380 | $1,145,000 |
| Cash-out refinance | 50 | 41 | 18.0% | 6.750% | +0.05 pts | $4,420 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| King County | 10 | 807 | 3.1% |
| Snohomish County | 16 | 197 | 1.8% |
- Bank of America, N.A. nationwide
- Washington mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology