Lender in Texas · HMDA 2025
Bank of America, N.A. mortgages in Texas
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Bank of America, N.A. originated 2,016 owner-occupied single-family loans in Texas from 2,430 completed applications.
Its median conventional purchase loan costs were $3,980 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.125% (Texas: 6.50%).
Loans in TX
2,016
of 2,430 applications
Denial rate
15.6%
Purchase · TX 10.2%
Rate spread
−0.26 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,002 | 1,686 | 15.6% | 6.125% | −0.26 pts | $3,980 | $305,000 |
| Refinance | 201 | 160 | 19.9% | 6.250% | −0.22 pts | $5,260 | $455,000 |
| Cash-out refinance | 227 | 170 | 25.1% | 6.750% | +0.14 pts | $5,260 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallas County | 11 | 349 | 1.7% |
| Llano County | 17 | 4 | 1.7% |
| Harris County | 20 | 432 | 1.0% |
| Kerr County | 23 | 5 | 1.0% |
| Gray County | 25 | 2 | 1.1% |
- Bank of America, N.A. nationwide
- Texas mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology