Lender in Maryland · HMDA 2025
Bank of America, N.A. mortgages in Maryland
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Bank of America, N.A. originated 678 owner-occupied single-family loans in Maryland from 781 completed applications.
Its median conventional purchase loan costs were $4,670 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.00% (Maryland: 6.625%).
Loans in MD
678
of 781 applications
Denial rate
12.0%
Purchase · MD 8.6%
Rate spread
−0.30 pts
Conv. · MD +0.14 pts
Loan amount
$385,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 667 | 586 | 12.0% | 6.000% | −0.30 pts | $4,670 | $385,000 |
| Refinance | 63 | 55 | 12.7% | 6.250% | −0.29 pts | $3,950 | $815,000 |
| Cash-out refinance | 51 | 37 | 27.5% | 6.500% | +0.14 pts | $3,990 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baltimore city | 17 | 84 | 1.4% |
| Montgomery County | 18 | 152 | 1.5% |
| Talbot County | 18 | 6 | 1.3% |
| Prince George's County | 23 | 113 | 1.0% |
| Howard County | 24 | 47 | 1.1% |
- Bank of America, N.A. nationwide
- Maryland mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology