Lender in Illinois · HMDA 2025
Bank of America, N.A. mortgages in Illinois
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Bank of America, N.A. originated 1,144 owner-occupied single-family loans in Illinois from 1,340 completed applications.
Its median conventional purchase loan costs were $5,370 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.25% (Illinois: 6.625%).
Loans in IL
1,144
of 1,340 applications
Denial rate
14.2%
Purchase · IL 9.2%
Rate spread
−0.12 pts
Conv. · IL +0.27 pts
Loan amount
$295,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,144 | 981 | 14.2% | 6.250% | −0.12 pts | $5,370 | $295,000 |
| Refinance | 142 | 123 | 13.4% | 5.875% | −0.25 pts | $3,160 | $635,000 |
| Cash-out refinance | 54 | 40 | 25.9% | — | +0.20 pts | $3,070 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 15 | 720 | 1.4% |
| DuPage County | 21 | 130 | 1.2% |
| Lake County | 23 | 96 | 1.1% |
- Bank of America, N.A. nationwide
- Illinois mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology