Lender in Massachusetts · HMDA 2025
Bank of America, N.A. mortgages in Massachusetts
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Bank of America, N.A. originated 783 owner-occupied single-family loans in Massachusetts from 862 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $5,620 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.125% (Massachusetts: 6.575%).
Loans in MA
783
of 862 applications
Denial rate
7.7%
Purchase · MA 6.3%
Rate spread
−0.30 pts
Conv. · MA +0.02 pts
Loan amount
$595,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 634 | 583 | 7.7% | 6.125% | −0.30 pts | $5,620 | $595,000 |
| Refinance | 145 | 133 | 7.6% | 6.250% | −0.34 pts | $4,080 | $935,000 |
| Cash-out refinance | 83 | 67 | 19.3% | 6.500% | −0.02 pts | $3,620 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Middlesex County | 12 | 251 | 1.6% |
| Dukes County | 12 | 3 | 2.3% |
| Norfolk County | 14 | 130 | 1.7% |
| Suffolk County | 15 | 98 | 1.8% |
| Plymouth County | 25 | 61 | 0.9% |
- Bank of America, N.A. nationwide
- Massachusetts mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology