Lender in Oregon · HMDA 2025
Bank of America, N.A. mortgages in Oregon
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Bank of America, N.A. originated 208 owner-occupied single-family loans in Oregon from 233 completed applications.
Its median conventional purchase loan costs were $4,510 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.25% (Oregon: 6.625%).
Loans in OR
208
of 233 applications
Denial rate
11.1%
Purchase · OR 5.7%
Rate spread
−0.22 pts
Conv. · OR +0.12 pts
Loan amount
$445,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 198 | 175 | 11.1% | 6.250% | −0.22 pts | $4,510 | $445,000 |
| Refinance | 23 | 22 | 4.3% | — | −0.28 pts | $4,700 | $505,000 |
| Cash-out refinance | 12 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Bank of America, N.A. nationwide
- Oregon mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology