Lender in South Carolina · HMDA 2025
Bank of America, N.A. mortgages in South Carolina
Bank of America, N.A.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Bank of America, N.A. originated 591 owner-occupied single-family loans in South Carolina from 666 completed applications.
Its median conventional purchase loan costs were $4,330 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.125% (South Carolina: 6.624%).
Loans in SC
591
of 666 applications
Denial rate
10.8%
Purchase · SC 8.8%
Rate spread
−0.35 pts
Conv. · SC +0.12 pts
Loan amount
$285,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 546 | 487 | 10.8% | 6.125% | −0.35 pts | $4,330 | $285,000 |
| Refinance | 63 | 57 | 9.5% | 6.250% | −0.24 pts | $3,470 | $355,000 |
| Cash-out refinance | 57 | 47 | 17.5% | 6.625% | +0.08 pts | $3,690 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| York County | 16 | 73 | 1.2% |
| Charleston County | 18 | 91 | 1.4% |
| Lancaster County | 19 | 29 | 1.2% |
| McCormick County | 20 | 2 | 1.6% |
| Orangeburg County | 24 | 7 | 1.0% |
- Bank of America, N.A. nationwide
- South Carolina mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology