Lender in Tennessee · HMDA 2025
Bank of America, N.A. mortgages in Tennessee
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Bank of America, N.A. originated 370 owner-occupied single-family loans in Tennessee from 441 completed applications.
Its median conventional purchase loan costs were $4,380 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.25% (Tennessee: 6.624%).
Loans in TN
370
of 441 applications
Denial rate
13.9%
Purchase · TN 7.7%
Rate spread
−0.17 pts
Conv. · TN +0.11 pts
Loan amount
$325,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 374 | 319 | 13.9% | 6.250% | −0.17 pts | $4,380 | $325,000 |
| Refinance | 41 | 32 | 21.9% | — | −0.21 pts | $3,750 | $455,000 |
| Cash-out refinance | 26 | 19 | 26.9% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Davidson County | 22 | 116 | 1.2% |
- Bank of America, N.A. nationwide
- Tennessee mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology