Lender in California · HMDA 2025
Better Mortgage Corporation mortgages in California
Better Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Better Mortgage Corporation originated 756 owner-occupied single-family loans in California from 1,047 completed applications.
Its median conventional purchase loan costs were $7,950 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
756
of 1,047 applications
Denial rate
21.2%
Purchase · CA 8.9%
Rate spread
+0.24 pts
Conv. · CA +0.09 pts
Loan amount
$555,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 707 | 552 | 21.2% | 6.625% | +0.24 pts | $7,950 | $555,000 |
| Refinance | 230 | 160 | 28.3% | 6.125% | −0.17 pts | $3,980 | $605,000 |
| Cash-out refinance | 110 | 44 | 59.1% | 6.750% | +0.17 pts | $6,050 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Better Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Humboldt County | 3 | 58 | 6.7% |
| Sutter County | 9 | 18 | 2.3% |
| Alpine County | 9 | 1 | 8.3% |
| Tehama County | 15 | 11 | 2.1% |
| Trinity County | 16 | 2 | 2.4% |
| Yuba County | 20 | 15 | 1.1% |
| Butte County | 21 | 21 | 1.1% |
- Better Mortgage Corporation nationwide
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- Better Mortgage Corporation in Pennsylvania
- Better Mortgage Corporation in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology