Lender in North Carolina · HMDA 2025
Better Mortgage Corporation mortgages in North Carolina
Better Mortgage Corporation's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Better Mortgage Corporation originated 282 owner-occupied single-family loans in North Carolina from 421 completed applications.
Its median conventional purchase loan costs were $4,730 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
282
of 421 applications
Denial rate
26.2%
Purchase · NC 7.6%
Rate spread
−0.03 pts
Conv. · NC +0.04 pts
Loan amount
$415,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 283 | 208 | 26.2% | 6.500% | −0.03 pts | $4,730 | $415,000 |
| Refinance | 91 | 57 | 35.2% | 6.000% | −0.32 pts | $3,350 | $365,000 |
| Cash-out refinance | 47 | 17 | 63.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Better Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 24 | 1 | 1.6% |
- Better Mortgage Corporation nationwide
- North Carolina mortgage market
- Better Mortgage Corporation in Texas
- Better Mortgage Corporation in California
- Better Mortgage Corporation in Florida
- Better Mortgage Corporation in Oklahoma
- Better Mortgage Corporation in Colorado
- Better Mortgage Corporation in Oregon
- Better Mortgage Corporation in Washington
- Better Mortgage Corporation in New Jersey
- Better Mortgage Corporation in Georgia
- Better Mortgage Corporation in Pennsylvania
- Better Mortgage Corporation in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology