Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Better Mortgage Corporation mortgages in Florida

Better Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Better Mortgage Corporation originated 424 owner-occupied single-family loans in Florida from 698 completed applications.

Its median conventional purchase loan costs were $6,310 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).

Loans in FL
424
of 698 applications
Denial rate
31.2%
Purchase · FL 12.8%
Rate spread
−0.05 pts
Conv. · FL +0.14 pts
Loan amount
$395,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase51335231.2%6.500%−0.05 pts$6,310$395,000
Refinance994848.5%5.990%−0.29 pts$4,520$405,000
Cash-out refinance862467.4%———$305,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology