Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Georgia · HMDA 2025

Better Mortgage Corporation mortgages in Georgia

Better Mortgage Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.

Better Mortgage Corporation originated 223 owner-occupied single-family loans in Georgia from 372 completed applications.

Its median conventional purchase loan costs were $5,170 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.49% (Georgia: 6.624%).

Loans in GA
223
of 372 applications
Denial rate
32.3%
Purchase · GA 9.9%
Rate spread
−0.03 pts
Conv. · GA +0.13 pts
Loan amount
$395,000
Purchase · GA $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase22915432.3%6.490%−0.03 pts$5,170$395,000
Refinance784539.7%6.125%−0.24 pts$3,070$355,000
Cash-out refinance652461.5%———$335,000

*Conventional loans only; medians with at least 20 loans.

Georgia counties where Better Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Bacon County1612.5%
Greene County2130.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology