Lender in Illinois · HMDA 2025
Better Mortgage Corporation mortgages in Illinois
Better Mortgage Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Better Mortgage Corporation originated 203 owner-occupied single-family loans in Illinois from 324 completed applications.
Its median conventional purchase loan costs were $6,470 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
203
of 324 applications
Denial rate
32.4%
Purchase · IL 9.2%
Rate spread
+0.13 pts
Conv. · IL +0.27 pts
Loan amount
$335,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 149 | 32.4% | 6.625% | +0.13 pts | $6,470 | $335,000 |
| Refinance | 64 | 43 | 29.7% | — | −0.28 pts | $3,900 | $385,000 |
| Cash-out refinance | 35 | 11 | 68.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Better Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richland County | 7 | 2 | 3.2% |
| Pope County | 14 | 1 | 3.1% |
| Henderson County | 24 | 1 | 2.2% |
- Better Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology