Lender in New Jersey · HMDA 2025
Better Mortgage Corporation mortgages in New Jersey
Better Mortgage Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Better Mortgage Corporation originated 229 owner-occupied single-family loans in New Jersey from 321 completed applications.
Its median conventional purchase loan costs were $6,750 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.50% (New Jersey: 6.625%).
Loans in NJ
229
of 321 applications
Denial rate
21.9%
Purchase · NJ 8.4%
Rate spread
+0.01 pts
Conv. · NJ +0.12 pts
Loan amount
$495,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 219 | 165 | 21.9% | 6.500% | +0.01 pts | $6,750 | $495,000 |
| Refinance | 60 | 40 | 30.0% | 6.490% | −0.12 pts | $3,620 | $525,000 |
| Cash-out refinance | 42 | 24 | 42.9% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology