Lender in California · HMDA 2025
Guild Mortgage Company mortgages in California
Guild Mortgage Company's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Guild Mortgage Company originated 2,921 owner-occupied single-family loans in California from 3,341 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $9,030 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
2,921
of 3,341 applications
Denial rate
2.1%
Purchase · CA 8.9%
Rate spread
+0.23 pts
Conv. · CA +0.09 pts
Loan amount
$475,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,663 | 2,355 | 2.1% | 6.625% | +0.23 pts | $9,030 | $475,000 |
| Refinance | 370 | 318 | 5.9% | 6.375% | +0.06 pts | $5,440 | $505,000 |
| Cash-out refinance | 308 | 248 | 8.4% | 6.750% | +0.25 pts | $6,370 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alpine County | 1 | 3 | 25.0% |
| San Benito County | 2 | 59 | 8.6% |
| El Dorado County | 3 | 105 | 4.0% |
| Yolo County | 3 | 92 | 5.6% |
| Mendocino County | 3 | 28 | 5.6% |
| Plumas County | 4 | 17 | 8.8% |
| Sacramento County | 5 | 480 | 2.8% |
| Nevada County | 5 | 43 | 3.3% |
| Amador County | 5 | 17 | 3.3% |
| Sonoma County | 6 | 122 | 3.0% |
| Colusa County | 6 | 6 | 4.0% |
| Santa Cruz County | 7 | 48 | 2.9% |
| Sutter County | 7 | 22 | 2.8% |
| Solano County | 8 | 107 | 2.1% |
| Stanislaus County | 9 | 137 | 2.9% |
| Placer County | 10 | 124 | 1.9% |
| Butte County | 10 | 46 | 2.4% |
| Del Norte County | 10 | 3 | 1.7% |
| Santa Barbara County | 11 | 57 | 2.1% |
| Shasta County | 11 | 45 | 2.3% |
| Merced County | 11 | 31 | 1.4% |
| Lake County | 13 | 10 | 1.8% |
| Tuolumne County | 14 | 7 | 1.2% |
| Yuba County | 15 | 25 | 1.8% |
| San Joaquin County | 16 | 109 | 1.3% |
| Fresno County | 20 | 74 | 0.9% |
| San Luis Obispo County | 20 | 23 | 1.0% |
| Napa County | 21 | 9 | 1.0% |
| Tehama County | 21 | 6 | 1.2% |
| Contra Costa County | 23 | 89 | 0.8% |
- Guild Mortgage Company nationwide
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- Guild Mortgage Company in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology