Lender in Utah · HMDA 2025
Guild Mortgage Company mortgages in Utah
Guild Mortgage Company's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Guild Mortgage Company originated 3,038 owner-occupied single-family loans in Utah from 3,252 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $8,080 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.624% (Utah: 6.50%).
Loans in UT
3,038
of 3,252 applications
Denial rate
0.9%
Purchase · UT 6.5%
Rate spread
+0.15 pts
Conv. · UT +0.05 pts
Loan amount
$425,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,701 | 2,539 | 0.9% | 6.624% | +0.15 pts | $8,080 | $425,000 |
| Refinance | 348 | 316 | 4.0% | 6.375% | +0.05 pts | $6,670 | $425,000 |
| Cash-out refinance | 203 | 183 | 4.9% | 6.750% | +0.28 pts | $6,490 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 1 | 504 | 13.5% |
| Weber County | 2 | 436 | 9.1% |
| Cache County | 2 | 250 | 13.2% |
| Box Elder County | 2 | 157 | 13.3% |
| Uintah County | 2 | 107 | 20.7% |
| Morgan County | 2 | 24 | 10.3% |
| Iron County | 3 | 87 | 7.6% |
| Wasatch County | 3 | 37 | 5.1% |
| Millard County | 3 | 12 | 7.8% |
| Davis County | 4 | 315 | 6.1% |
| Duchesne County | 4 | 14 | 6.3% |
| Juab County | 4 | 8 | 4.1% |
| Garfield County | 4 | 6 | 9.0% |
| San Juan County | 4 | 4 | 5.7% |
| Kane County | 5 | 7 | 6.2% |
| Sevier County | 5 | 7 | 2.2% |
| Utah County | 6 | 514 | 4.3% |
| Salt Lake County | 7 | 474 | 3.2% |
| Beaver County | 7 | 4 | 4.1% |
| Emery County | 7 | 4 | 3.9% |
| Summit County | 8 | 18 | 2.8% |
| Wayne County | 8 | 1 | 4.2% |
| Carbon County | 11 | 6 | 1.8% |
| Tooele County | 15 | 39 | 2.1% |
| Sanpete County | 22 | 3 | 0.7% |
- Guild Mortgage Company nationwide
- Utah mortgage market
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- Guild Mortgage Company in Oregon
- Guild Mortgage Company in Colorado
- Guild Mortgage Company in Georgia
- Guild Mortgage Company in California
- Guild Mortgage Company in Pennsylvania
- Guild Mortgage Company in Nevada
- Guild Mortgage Company in Illinois
- Guild Mortgage Company in Arizona
- Guild Mortgage Company in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology