Lender in Washington · HMDA 2025
Guild Mortgage Company mortgages in Washington
Guild Mortgage Company's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Guild Mortgage Company originated 4,136 owner-occupied single-family loans in Washington from 4,574 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $7,950 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
4,136
of 4,574 applications
Denial rate
2.6%
Purchase · WA 5.9%
Rate spread
+0.28 pts
Conv. · WA +0.10 pts
Loan amount
$455,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,654 | 3,335 | 2.6% | 6.625% | +0.28 pts | $7,950 | $455,000 |
| Refinance | 593 | 539 | 4.5% | 6.490% | +0.16 pts | $5,590 | $485,000 |
| Cash-out refinance | 327 | 262 | 10.4% | 6.875% | +0.46 pts | $6,930 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 38.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cowlitz County | 1 | 193 | 11.2% |
| Grant County | 1 | 164 | 14.8% |
| Grays Harbor County | 1 | 140 | 13.3% |
| Mason County | 1 | 106 | 10.8% |
| Adams County | 1 | 24 | 13.9% |
| Thurston County | 2 | 432 | 10.0% |
| Clark County | 2 | 390 | 5.4% |
| Lewis County | 2 | 136 | 11.8% |
| Klickitat County | 2 | 15 | 6.9% |
| Chelan County | 3 | 53 | 6.1% |
| Kittitas County | 3 | 43 | 6.4% |
| Whitman County | 3 | 38 | 8.8% |
| Garfield County | 3 | 2 | 6.1% |
| Island County | 4 | 62 | 4.9% |
| Douglas County | 4 | 35 | 6.4% |
| Stevens County | 4 | 29 | 6.0% |
| Pacific County | 4 | 13 | 4.5% |
| Wahkiakum County | 4 | 3 | 5.1% |
| Pierce County | 5 | 496 | 3.8% |
| Skagit County | 5 | 77 | 5.3% |
| Okanogan County | 5 | 18 | 5.5% |
| Snohomish County | 6 | 435 | 3.9% |
| Whatcom County | 6 | 81 | 3.2% |
| San Juan County | 8 | 3 | 2.2% |
| Yakima County | 9 | 56 | 2.5% |
| Columbia County | 9 | 2 | 3.5% |
| Lincoln County | 10 | 5 | 2.9% |
| Skamania County | 10 | 4 | 2.5% |
| Ferry County | 10 | 1 | 2.6% |
| King County | 11 | 762 | 2.9% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology