Lender in Missouri · HMDA 2025
Guild Mortgage Company mortgages in Missouri
Guild Mortgage Company's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Guild Mortgage Company originated 4,615 owner-occupied single-family loans in Missouri from 5,063 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $4,050 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
4,615
of 5,063 applications
Denial rate
2.6%
Purchase · MO 6.5%
Rate spread
+0.30 pts
Conv. · MO +0.24 pts
Loan amount
$235,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,043 | 3,709 | 2.6% | 6.625% | +0.30 pts | $4,050 | $235,000 |
| Refinance | 811 | 730 | 1.8% | 6.375% | +0.12 pts | $3,050 | $265,000 |
| Cash-out refinance | 209 | 176 | 10.1% | 6.875% | +0.48 pts | $3,210 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 75.
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Louis County | 1 | 1,334 | 9.8% |
| St. Charles County | 1 | 525 | 6.7% |
| Jefferson County | 1 | 457 | 10.8% |
| St. Louis city | 1 | 356 | 11.4% |
| St. Francois County | 1 | 255 | 27.6% |
| Franklin County | 1 | 138 | 8.4% |
| Lincoln County | 1 | 103 | 8.7% |
| Phelps County | 1 | 54 | 11.0% |
| Washington County | 1 | 43 | 17.9% |
| Crawford County | 1 | 32 | 13.6% |
| Dent County | 1 | 24 | 18.6% |
| Iron County | 1 | 18 | 18.0% |
| Warren County | 2 | 51 | 6.2% |
| Madison County | 2 | 27 | 18.8% |
| Camden County | 3 | 50 | 6.0% |
| Ste. Genevieve County | 3 | 21 | 9.0% |
| Cape Girardeau County | 4 | 54 | 5.2% |
| Laclede County | 5 | 25 | 5.5% |
| New Madrid County | 5 | 5 | 3.7% |
| Scott County | 6 | 19 | 4.6% |
| Gasconade County | 6 | 9 | 5.6% |
| Jackson County | 7 | 341 | 3.2% |
| Clay County | 7 | 143 | 3.0% |
| Platte County | 7 | 51 | 2.8% |
| Perry County | 7 | 11 | 4.8% |
| Pike County | 7 | 11 | 5.3% |
| Wayne County | 7 | 4 | 4.3% |
| Knox County | 7 | 1 | 3.1% |
| Putnam County | 7 | 1 | 5.0% |
| Morgan County | 8 | 5 | 2.2% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology