Lender in Texas · HMDA 2025
Guild Mortgage Company mortgages in Texas
Guild Mortgage Company's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Guild Mortgage Company originated 5,503 owner-occupied single-family loans in Texas from 6,184 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $7,760 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
5,503
of 6,184 applications
Denial rate
3.6%
Purchase · TX 10.2%
Rate spread
+0.27 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,507 | 4,946 | 3.6% | 6.625% | +0.27 pts | $7,760 | $285,000 |
| Refinance | 405 | 340 | 8.9% | 6.375% | +0.12 pts | $6,840 | $325,000 |
| Cash-out refinance | 272 | 217 | 11.8% | 6.990% | +0.62 pts | $7,620 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 142.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fannin County | 1 | 69 | 14.1% |
| Montague County | 1 | 41 | 16.1% |
| Erath County | 1 | 34 | 9.2% |
| Brewster County | 1 | 25 | 43.1% |
| Bee County | 1 | 23 | 15.5% |
| Panola County | 1 | 21 | 13.6% |
| Delta County | 1 | 9 | 16.1% |
| Mason County | 1 | 5 | 21.7% |
| Jeff Davis County | 1 | 3 | 21.4% |
| Grayson County | 2 | 156 | 6.0% |
| Gregg County | 2 | 134 | 10.3% |
| Hardin County | 2 | 50 | 7.8% |
| Harrison County | 2 | 50 | 8.1% |
| Aransas County | 2 | 34 | 9.4% |
| Comanche County | 2 | 14 | 9.9% |
| Live Oak County | 2 | 7 | 9.2% |
| Crane County | 2 | 3 | 13.0% |
| Newton County | 2 | 3 | 6.1% |
| Upton County | 2 | 3 | 15.8% |
| Presidio County | 2 | 2 | 14.3% |
| Rusk County | 3 | 36 | 7.4% |
| Upshur County | 3 | 30 | 6.4% |
| Eastland County | 3 | 11 | 8.8% |
| Shelby County | 3 | 6 | 5.2% |
| San Saba County | 3 | 2 | 8.0% |
| Collingsworth County | 3 | 1 | 9.1% |
| Hudspeth County | 3 | 1 | 4.3% |
| Parker County | 4 | 139 | 3.9% |
| Jefferson County | 4 | 119 | 5.6% |
| Wood County | 4 | 47 | 7.8% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology