Lender in Pennsylvania · HMDA 2025
Guild Mortgage Company mortgages in Pennsylvania
Guild Mortgage Company's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Guild Mortgage Company originated 2,777 owner-occupied single-family loans in Pennsylvania from 2,961 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $6,010 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
2,777
of 2,961 applications
Denial rate
1.6%
Purchase · PA 6.7%
Rate spread
+0.17 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,700 | 2,549 | 1.6% | 6.625% | +0.17 pts | $6,010 | $285,000 |
| Refinance | 177 | 157 | 5.7% | 6.125% | +0.00 pts | $5,300 | $295,000 |
| Cash-out refinance | 84 | 71 | 11.9% | 6.625% | +0.28 pts | $6,610 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lancaster County | 1 | 689 | 13.0% |
| Luzerne County | 2 | 204 | 6.2% |
| Franklin County | 2 | 114 | 5.6% |
| Lebanon County | 3 | 84 | 5.1% |
| Wyoming County | 3 | 12 | 5.7% |
| Lackawanna County | 4 | 93 | 4.7% |
| Dauphin County | 5 | 152 | 4.7% |
| Perry County | 5 | 23 | 4.8% |
| York County | 6 | 252 | 4.0% |
| Cumberland County | 7 | 110 | 3.3% |
| Susquehanna County | 7 | 13 | 3.8% |
| Lehigh County | 8 | 118 | 2.9% |
| Berks County | 9 | 104 | 2.3% |
| Northampton County | 9 | 84 | 2.3% |
| Chester County | 10 | 137 | 2.1% |
| Schuylkill County | 11 | 30 | 2.0% |
| Wayne County | 11 | 14 | 2.5% |
| Carbon County | 12 | 16 | 1.7% |
| Columbia County | 13 | 10 | 1.8% |
| Juniata County | 13 | 2 | 1.3% |
| Lycoming County | 14 | 16 | 1.6% |
| Montour County | 14 | 4 | 2.1% |
| Monroe County | 15 | 33 | 1.5% |
| Fulton County | 15 | 2 | 1.7% |
| Adams County | 16 | 26 | 1.9% |
| Clinton County | 16 | 7 | 2.0% |
| Snyder County | 18 | 3 | 1.2% |
| Delaware County | 19 | 63 | 1.0% |
| Pike County | 25 | 8 | 0.8% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology