Lender in Arkansas · HMDA 2025
New American Funding mortgages in Arkansas
New American Funding's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
New American Funding originated 243 owner-occupied single-family loans in Arkansas from 292 completed applications.
Its median conventional purchase loan costs were $4,580 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
243
of 292 applications
Denial rate
5.2%
Purchase · AR 8.5%
Rate spread
+0.35 pts
Conv. · AR +0.17 pts
Loan amount
$215,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 153 | 144 | 5.2% | 6.750% | +0.35 pts | $4,580 | $215,000 |
| Refinance | 55 | 46 | 16.4% | — | — | — | $275,000 |
| Cash-out refinance | 84 | 53 | 36.9% | — | — | — | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 7 | 3 | 2.5% |
| Randolph County | 10 | 3 | 1.7% |
| Logan County | 11 | 5 | 2.6% |
| Pope County | 12 | 13 | 2.0% |
| Mississippi County | 12 | 4 | 1.1% |
| Phillips County | 12 | 1 | 2.1% |
| Montgomery County | 14 | 1 | 1.5% |
| Pike County | 14 | 1 | 1.9% |
| Independence County | 15 | 5 | 1.1% |
| Johnson County | 15 | 4 | 1.5% |
| Lawrence County | 15 | 3 | 1.8% |
| Ouachita County | 15 | 3 | 1.6% |
| Little River County | 15 | 2 | 1.9% |
| Izard County | 19 | 2 | 1.1% |
| Baxter County | 22 | 4 | 0.7% |
| Poinsett County | 22 | 3 | 1.1% |
| Prairie County | 22 | 1 | 1.5% |
| Searcy County | 22 | 1 | 1.4% |
| Carroll County | 23 | 3 | 1.0% |
| Van Buren County | 23 | 2 | 1.1% |
- New American Funding nationwide
- Arkansas mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology