Lender in Kansas · HMDA 2025
New American Funding mortgages in Kansas
New American Funding's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
New American Funding originated 203 owner-occupied single-family loans in Kansas from 264 completed applications.
Its median conventional purchase loan costs were $4,060 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.875% (Kansas: 6.625%).
Loans in KS
203
of 264 applications
Denial rate
4.6%
Purchase · KS 6.6%
Rate spread
+0.65 pts
Conv. · KS +0.18 pts
Loan amount
$195,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 152 | 144 | 4.6% | 6.875% | +0.65 pts | $4,060 | $195,000 |
| Refinance | 33 | 18 | 45.5% | — | — | — | — |
| Cash-out refinance | 79 | 41 | 48.1% | — | — | — | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rawlins County | 1 | 2 | 18.2% |
| Wallace County | 2 | 1 | 20.0% |
| Ness County | 3 | 2 | 10.5% |
| Hodgeman County | 3 | 1 | 20.0% |
| Jewell County | 4 | 1 | 10.0% |
| Kearny County | 4 | 1 | 3.9% |
| Sherman County | 5 | 2 | 5.1% |
| Decatur County | 6 | 2 | 7.7% |
| Morris County | 7 | 2 | 2.9% |
| Thomas County | 7 | 2 | 3.6% |
| Graham County | 8 | 1 | 7.7% |
| Finney County | 9 | 5 | 2.3% |
| Seward County | 9 | 3 | 2.2% |
| Harper County | 9 | 2 | 3.9% |
| Rooks County | 9 | 1 | 4.2% |
| Rush County | 9 | 1 | 3.9% |
| Miami County | 10 | 14 | 2.3% |
| Atchison County | 10 | 5 | 2.5% |
| Coffey County | 10 | 2 | 2.3% |
| Edwards County | 10 | 1 | 4.0% |
| Cherokee County | 11 | 3 | 1.3% |
| Pawnee County | 11 | 2 | 2.0% |
| Barber County | 11 | 1 | 2.7% |
| Russell County | 11 | 1 | 2.3% |
| Cloud County | 14 | 1 | 1.0% |
| Ellsworth County | 14 | 1 | 4.2% |
| Marshall County | 14 | 1 | 1.7% |
| Osage County | 15 | 4 | 1.7% |
| Neosho County | 15 | 2 | 1.5% |
| Ellis County | 18 | 2 | 1.0% |
- New American Funding nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology