Lender in Mississippi · HMDA 2025
New American Funding mortgages in Mississippi
New American Funding's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
New American Funding originated 401 owner-occupied single-family loans in Mississippi from 488 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,230 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.99% (Mississippi: 6.625%).
Loans in MS
401
of 488 applications
Denial rate
7.8%
Purchase · MS 11.3%
Rate spread
+0.55 pts
Conv. · MS +0.26 pts
Loan amount
$225,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 344 | 316 | 7.8% | 6.990% | +0.55 pts | $6,230 | $225,000 |
| Refinance | 40 | 25 | 35.0% | — | — | — | $295,000 |
| Cash-out refinance | 104 | 60 | 41.3% | — | — | — | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 47.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wilkinson County | 4 | 2 | 8.0% |
| Lamar County | 5 | 33 | 3.8% |
| Benton County | 5 | 4 | 5.6% |
| Lafayette County | 6 | 24 | 3.7% |
| Washington County | 7 | 6 | 2.7% |
| Covington County | 7 | 4 | 3.6% |
| Jefferson County | 7 | 1 | 7.1% |
| Grenada County | 8 | 5 | 3.2% |
| Pike County | 9 | 8 | 3.3% |
| Forrest County | 10 | 24 | 3.1% |
| Lincoln County | 10 | 5 | 2.4% |
| Jones County | 11 | 11 | 2.0% |
| Bolivar County | 11 | 3 | 1.8% |
| Pearl River County | 12 | 16 | 2.1% |
| Marion County | 12 | 4 | 1.8% |
| Yalobusha County | 12 | 2 | 1.8% |
| Stone County | 13 | 5 | 2.7% |
| Coahoma County | 13 | 2 | 2.8% |
| Carroll County | 13 | 1 | 1.5% |
| Holmes County | 13 | 1 | 3.0% |
| Alcorn County | 14 | 3 | 1.1% |
| Walthall County | 14 | 2 | 2.3% |
| Copiah County | 15 | 3 | 2.2% |
| Simpson County | 15 | 3 | 1.6% |
| Scott County | 15 | 2 | 1.2% |
| Panola County | 16 | 4 | 1.5% |
| Hancock County | 17 | 11 | 1.7% |
| Monroe County | 17 | 3 | 1.1% |
| Pontotoc County | 17 | 3 | 1.2% |
| Calhoun County | 18 | 1 | 1.2% |
- New American Funding nationwide
- Mississippi mortgage market
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- New American Funding in Illinois
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- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology