Lender in South Carolina · HMDA 2025
New American Funding mortgages in South Carolina
New American Funding's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
New American Funding originated 635 owner-occupied single-family loans in South Carolina from 741 completed applications.
Its median conventional purchase loan costs were $6,120 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.875% (South Carolina: 6.624%).
Loans in SC
635
of 741 applications
Denial rate
5.0%
Purchase · SC 8.8%
Rate spread
+0.42 pts
Conv. · SC +0.12 pts
Loan amount
$265,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 459 | 436 | 5.0% | 6.875% | +0.42 pts | $6,120 | $265,000 |
| Refinance | 82 | 69 | 15.8% | — | — | — | $305,000 |
| Cash-out refinance | 200 | 130 | 35.0% | — | +0.65 pts | $7,870 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orangeburg County | 8 | 18 | 2.6% |
| Dillon County | 9 | 3 | 2.1% |
| Bamberg County | 11 | 2 | 3.1% |
| Chesterfield County | 14 | 5 | 1.5% |
| Union County | 16 | 3 | 1.1% |
| Calhoun County | 16 | 2 | 1.6% |
| Marlboro County | 16 | 2 | 1.8% |
| Aiken County | 19 | 38 | 1.3% |
| Cherokee County | 19 | 6 | 1.1% |
| Kershaw County | 20 | 15 | 1.2% |
| Edgefield County | 20 | 6 | 1.4% |
| Colleton County | 20 | 4 | 1.3% |
| Richland County | 22 | 101 | 1.4% |
| Lee County | 23 | 1 | 1.4% |
| Florence County | 25 | 15 | 1.0% |
- New American Funding nationwide
- South Carolina mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology