Lender in California · HMDA 2025
Primary Residential Mortgage, Inc. mortgages in California
Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Primary Residential Mortgage, Inc. originated 288 owner-occupied single-family loans in California from 312 completed applications.
Its median conventional purchase loan costs were $10,390 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
288
of 312 applications
Denial rate
5.8%
Purchase · CA 8.9%
Rate spread
+0.35 pts
Conv. · CA +0.09 pts
Loan amount
$455,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 226 | 213 | 5.8% | 6.750% | +0.35 pts | $10,390 | $455,000 |
| Refinance | 36 | 32 | 11.1% | 6.625% | +0.23 pts | $7,910 | $555,000 |
| Cash-out refinance | 50 | 43 | 14.0% | 6.875% | +0.49 pts | $7,920 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Primary Residential Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Calaveras County | 5 | 19 | 3.2% |
| Tuolumne County | 17 | 6 | 1.1% |
| Napa County | 20 | 9 | 1.0% |
| Madera County | 24 | 14 | 0.6% |
- Primary Residential Mortgage, Inc. nationwide
- California mortgage market
- Primary Residential Mortgage, Inc. in Maryland
- Primary Residential Mortgage, Inc. in New Mexico
- Primary Residential Mortgage, Inc. in Florida
- Primary Residential Mortgage, Inc. in Rhode Island
- Primary Residential Mortgage, Inc. in Texas
- Primary Residential Mortgage, Inc. in North Carolina
- Primary Residential Mortgage, Inc. in Colorado
- Primary Residential Mortgage, Inc. in Utah
- Primary Residential Mortgage, Inc. in Pennsylvania
- Primary Residential Mortgage, Inc. in Tennessee
- Primary Residential Mortgage, Inc. in Kansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology